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What are the banking functionalities and fees for Accountable Banking?

Written by Tino Keller
Updated on
Read in < 1 minute

Your Accountable Banking professional account is 100% free, available in every Accountable plan. Furthermore, most of the functionalities of Accountable Banking are free as well, except for a few international operations.

Below, you will find a full list of functionalities and fees for Accountable Banking:

FunctionalityFee
Monthly fee€0
Virtual debit card (Apple/Google pay)€0
Domestic transfers (incoming + outgoing)€0
Transfers (incoming + outgoing) within the SEPA zone (see below)€0
Instant transfers€0
Standing orders (coming soon)€0
Direct debits€0
ATM withdrawals within the SEPA zone€0
Non-European transfers (see full list below)€5 + 0.6-5% of amount
Non-European ATM withdrawals2% of the amount withdrawn

Countries within the SEPA zone

Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden, Switzerland, the UK, San Marino, Vatican City, Andorra, Monaco, Iceland, Norway, and Liechtenstein.

Fees for incoming and outgoing credit transfers outside the SEPA zone

CountryFee
PLN, HRK, HUF, CZK, RON, DKK,
NOK, CHF, CAD, SEK, GBP, USD,
NZD, AUD, EUR (via SWIFT)
5€ + 0.6%
KES, PKR, MXN, INR, VND, MYR,
IDR, THB, PHP, HKD, BGN, LKR,
SGD, JPY
5€ + 1%
UGX, ARS, NPR, EGP, TZS, BRL,
CNY, UAH, GEL, BDT, TRY, RUB,
KRW, AED, GHS
5€ + 2%
BWP, UYU, FJD, COP, MAD, CRC,
CLP, ILS, ZAR, ZMW
5€ + 5%

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Tino Keller
Tino Keller

Tino already built two companies and therefore knows the challenges freelancers face first hand. With Accountable he wants to solve all those challenges related to taxes.
When not working, Tino enjoys a nice Asado with a glass of Malbec as well as celebrating one of the occasional wins of favourite soccer team 1. FC Köln.

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