Self-employed in Germany? With Accountable you stay on top of your finances - bookkeeping, invoicing, banking, and taxes. All in one place.
Never worry about your taxes again
Create invoices – get paid: Meet all legal requirements and send professional e-invoices for free.
Always a good feeling: Error-free tax returns and 100% security in audits with our guarantee.
Separate your finances with ease: Enjoy peace of mind with a free business account and a sub-account for automatic tax reserves.
They always answer right away to any question I have, they provide clear answers, and they are very patient even when I struggle to understand. They try to explain in different ways. They are very helpful, responsive and friendly.
Chiara Marradi
10/05/2026
This is an amazing application with great support on issues. In short as in day I am addicted to it (in a positive way). I myself is from IT project management and the way they have captured the user requirement, it’s phenomenal.
Sumit Tewary
01/12/2024
UI is great. Feature packed and very easy to use. The team at Accountable were VERY quick to respond and their team of technicians soon had a fix in place. Very happy with the level of service so far. Thumbs up from me!
Dean Osborne
05/06/2023
Everything was great! All my questions were answered quickly and in a friendly manner.
Wenzeslawa Wegener
11/05/2026
This program is a lifesaver, and it is always improving. Plus, it has an AI chat feature that is actually useful.
Jeffrey Humble
12/01/2026
The coaching session on tax management was excellent, good material, excellent explanations and very insightful. Combined with the AI I never feel alone with Accountable.
Sergio Barbarino
13/04/2026
The availability of your team to help and guide people to understand their finances better is what really makes Accountable valuable. While the AI is able to give answers to most basic questions, specific scenarios need counsel from a human which your team performs beautifully.
Norma
06/04/2026
Fast and careful answers from Alina. Top service. Thank you.
Anonymous
06/04/2026
In the world where everyone seems to be out to get small entrepreneurs and overwhelm them with new rules, more taxes and reporting obligations, Accountable often feels like the one steady partner that actually wants you to succeed, providing quick, clear and personalised support. Thank you!
Janina Arsenjeva
10/04/2026
They always answer for questions wherever is via direct e-mail or through app. If they can’t answer fully they will forward you to the right place. Documents were always prepared well and ready to send further to government. Everything is intuitive in the app and easy to sort out even for someone completely green in this field.
Anonymous
12/03/2026
Summary based on over 10,000 reviews from:
Easy to use
Saves time on bookkeeping and taxes
Fast, knowledgeable support
Especially popular among solo self-employed professionals and freelancers.
AI Tax Advisor
Get instant answers to all your tax questions 24/7 – covered by our Tax Guarantee
All our tax and accounting knowledge is manually vetted by experts.
AI can be wrong. Consider checking important information. Conversations may be reviewed for quality assurance.
What data is shared?
Being self-employed means wearing many hats. You’ve got things under control, but sometimes it helps to double-check. That’s why our tax coaches are here to answer your questions—so you can move forward with confidence.
Avoid costly mistakes and send invoices that your client can pay directly
Our tax guarantee: In the case of errors due to Accountable, we will refund resulting back taxes up to 500€
Automate your expense management and save taxes with every receipt
Start with Accountable Banking or connect your existing bank accounts and the app shows you how much money is left after taxes
The unique advantage is that in addition to bookkeeping, you can also do your private tax return with Accountable. This way, you always have your invoices, expenses, profit and taxes under control.
In addition, you benefit from the Accountable tax guarantee: In the event of errors due to the Accountable app, we will refund any resulting back taxes up to €500 or €10.000 in the extended guarantee.
You have all this in the web version on your desktop or on-the-go in the app at any time.
Yes, Accountable is particularly suitable for Freiberufler (freelancers), you have everything you need for bookkeeping and taxes in one tool. Whether you want to scan the invoice from your coffee with your client on the go, send your customised invoice at the end of the day, or submit your VAT return on time and without much effort – with Accountable you save money and time.
Yes, because you can also find your Gewerbesteuererklärung (business tax return) directly with us – a service that no one else offers.
Accountable adapts to your individual tax situation and helps you save tax
Yes, we have developed Accountable specifically for the self-employed and Kleinunternehmer (small business owners). Our GROW plan offers all the features you need as a Kleinunternehmer: you can prepare your annual income tax return, create correct Kleinunternehmer invoices and scan and save your expenses. In GROW, you’re also covered by our tax guarantee. You get all this for €15,50 a month.
Accountable automatically adjusts to your individual tax situation. If your business is doing better than expected and you want to switch to standard taxation, you can easily change this in your account and the settings will adapt to your new situation.
Currently, Accountable is optimised for freelancers and trade persons. For example, our software supports the profit & loss statement (EÜR) for easy profit determination. Feel free to contact us via chat or email ([email protected]) if you have further questions. We work with certified tax advisors who can offer you further support.
If you use Accountable, you usually don’t need any further tax advisor or accountant. Because our solution offers you all the functions you need to manage your accounting and taxes independently – even without prior tax knowledge.
With our tax guarantee, you are additionally protected, because our AI-based software ensures that you do not make any mistakes. If there is a mistake due to the Accountable app, we’ll refund any resulting back taxes up to €500!
Of course, Accountable gives you the freedom to decide how you want to work. If you like to work with a tax advisor, you can simply invite them to Accountable and they will have access to your account via the personal tax advisor access. You can also export all data in DATEV format if required.
With its PSD2 license, Accountable is under the supervision of the Federal Financial Supervisory Authority (BaFin) in Bonn (Directive (EU) 2015/2366) and has the strictest security procedures to protect your data. We are regularly audited and have strict reporting requirements. We use recognized security standards (256-bit SSL certificate) to encrypt your confidential data.
Without the trust of our users, Accountable cannot succeed. We do everything to protect the data and security of our users.
You can test the full functionality of Accountable for the first 14 days (no payment required). After that, you can continue to use the Accountable app free of charge for as long as you like.
The free version gives you access to up to 5 documents. You can either write invoices or scan expenses. There are no costs and you don’t have to sign up for a subscription.
If you want unlimited use of all Accountable features, you can switch to our PRO or GROW plan (for Kleinunternehmer). This gives you the possibility to do your tax returns and VAT returns. In addition, in PRO you can not only access the app but also edit everything on your laptop in the web version.
Accountable PRO costs €33,50 per month (monthly subscription) or €22,50 per month (annual subscription). With PRO MAX you get a higher tax guarantee, personal support and 2% bonus on all your invoices for 45€ per month (monthly subscription) or €34,50 per month (annual subscription).
Accountable GROW is made for all self-employed people who benefit from the Kleinunternehmer regulation (< 25.000€ turnover). Just like Accountable PRO, with GROW you can file all your tax returns and do all your bookkeeping from your desktop or smartphone. GROW costs €18,50 per month (monthly subscription) or €15,50 per month (yearly subscription). GROW MAX costs €33,50 per month (monthly subscription) or €22,50 per month (yearly subscription)
You can read more about our pricing here.
The AI Tax
Advisor supports you with your taxes and answers all your questions about taxes, bookkeeping and self-employment.
This is because the unique AI is specialised in German tax rules and can also take your personal situation as a self-employed person into account in its answers.
That’s what the AI Tax Advisor can do for you:
The Accountable AI Tax
Advisor gives you personalised tax tips so that you can meet all your tax obligations without errors and have every possible question answered.
Not only can the AI talk to you, it can also do things for you. For example, your details are automatically checked for errors. So you can be sure that your tax return is correct.
How do we do it?
What about privacy and control? This is of course particularly important to us. That’s why you decide at any time what information you share with your AI Tax Advisor.
Accountable currently supports actual taxation (Ist-Versteuerung). This means that your VAT is only due when you actually receive the payment from your clients.
If you use or are required to use debit taxation (Soll-Versteuerung), Accountable is unfortunately not the best fit for you. With debit taxation, VAT is due based on the invoice date, regardless of when the payment is received. This is standard for corporations like UGs and GmbHs and can be beneficial for high earners.
What we support:
✔ Actual taxation for solo self-employed professionals and freelancers
✔ Automatic calculation and reporting of VAT on received payments
What we do not support:
❌ Debit taxation with VAT due based on the invoice date
❌ Direct integration for businesses using this taxation method
If you’re unsure which taxation method applies to you, feel free to reach out to us in the chat.
You can currently get up to 85% discount on all plans for 3 months. This discount is only valid for customers who have never used the paid version of Accountable before. To activate the discount, simply register via the app or website and then log in on the website using a computer. The discount will then be applied automatically. With monthly billing, you pay for three months with a 85% discount and then the regular price thereafter. You can cancel at any time before the next payment. If you choose annual billing, you pay once for 3 months with a 85% discount and 9 months at the reduced annual price. This means the overall benefit of the promotion is 21.5% over the year. The discount cannot be combined with other promotions.
